| Who are those people that make lots of money in | | | | people. No, Joseph does not live in Manhattan and he |
| the stock market? Do you know anyone? | | | | didn't inherit money. He lives on Main Street and 6 |
| Do they even exist? | | | | years ago, when he started investing in stocks, he |
| Well, yes, there are people who make fortunes | | | | was working as big box retailer manager. |
| investing in stocks... and they aren't solely working on | | | | For this article, Joseph was kind enough to have his |
| Wall Street. | | | | assistant calculate his rate of return over the past 6 |
| The difference between those who make tons of | | | | years. Even Joseph was surprised at the return. |
| money investing in stocks and those who grudgingly | | | | Joseph has earned 41 percent per year. |
| shrug their shoulders at yet another disappointing | | | | I don't have to tell you that the investing results |
| stock statement is illustrated by my tale of two | | | | between Daniel and Joseph are pretty different. |
| investors. | | | | That's an understatement. Both of our stock |
| Daniel is 46 years old, married, and works for the | | | | investors are self-taught and build their own stocks |
| government. In some of his spare time he reads the | | | | list. Neither started with a windfall of cash. So, what |
| Wall Street Journal and some online stock investing | | | | accounts for such dramatic differences in investing |
| blogs. He works 40 hours per week... well yeah, he | | | | results? |
| still works at the same job he's been at for 21 years. | | | | Well, obviously Daniel and Joseph made different |
| Daniel started investing in stocks 15 years ago. As of | | | | stock investing decisions. However, it's not the |
| this year, after a very dismal 2008 and 2009, his | | | | difference in stock picks that get to the heart of the |
| annual rate or return is 4 percent. | | | | issue; rather it's the systems they used. |
| Joseph is 42 years old and works at home. Like | | | | Joseph followed the golden rule to investing in stocks |
| Daniel, he's married; unlike Daniel he doesn't punch a | | | | - especially when building penny stocks list. Daniel |
| clock. He earns a living investing his sizable nest egg | | | | didn't. The golden rule to investing in stocks starts |
| of cash. He also invests a pool of money for other | | | | and ends with three words: penny stocks list. |